保证金贷款利率
对保证金融资收取的利息
查看举例
在计算利率时，请记住IBKR使用基于以下等级的混合利率。例如，对超过100万美元的余额，第一个10万按第一阶梯利率收取，其余90万按第二阶梯利率，等等。在确定报价点差时，IBKR将采用设定的基准利率，基准利率为负值的均采用零利率。
IBKR按日累计利息并在下一个月的第三个工作日公布月实际利息。
利率等级可能会在未事先通知客户的情况下发生变化。此类调整会定期进行，旨在反映汇率变化。
*如果没有预先安排融资，IBKR将对大额贷款余额收取1%的额外费用。1%的额外收费将适用于最高一级中的所有余额。
计算器根据我们认为是准确与正确的信息进行计算，但盈透证券有限公司及其附属公司都不保证信息的准确性和充分性，请勿依赖该等信息。盈透证券及其关联公司均不对本计算器的任何错误或遗漏，或本计算器所生成的任何结果负责。
BM = 基准利率
| 货币 | 等级 | 适用利率：IBKR Pro版 | 适用利率：IBKR Lite版 |
|---|---|---|---|
| USD | 0 ≤ 100,000 | 5.83% (BM + 1.5%) | 6.83% (BM + 2.5%) |
| 100,000 ≤ 1,000,000 | 5.33% (BM + 1%) | 6.83% (BM + 2.5%) | |
| 1,000,000 ≤ 50,000,000 | 5.08% (BM + 0.75%) | 6.83% (BM + 2.5%) | |
| 50,000,000 ≤ 200,000,000 | 4.83% (BM + 0.5%)1 | 6.83% (BM + 2.5%) | |
| > 200,000,000 | 4.83% (BM + 0.5%) 1,2 | 6.83% (BM + 2.5%) | |
| 阿联酋迪拉姆 | 0 ≤ 350,000 | 6.686% (BM + 2.5%) | 7.686% (BM + 3.5%) |
| 350,000 ≤ 3,500,000 | 6.186% (BM + 2%) | 7.686% (BM + 3.5%) | |
| 3,500,000 ≤ 350,000,000 | 5.686% (BM + 1.5%) | 7.686% (BM + 3.5%) | |
| > 350,000,000 | 5.686% (BM + 1.5%) 2 | 7.686% (BM + 3.5%) | |
| AUD | 0 ≤ 150,000 | 5.647% (BM + 1.5%) | 6.647% (BM + 2.5%) |
| 150,000 ≤ 1,500,000 | 5.147% (BM + 1%) | 6.647% (BM + 2.5%) | |
| 1,500,000 ≤ 75,000,000 | 4.897% (BM + 0.75%) | 6.647% (BM + 2.5%) | |
| 75,000,000 ≤ 300,000,000 | 4.647% (BM + 0.5%) 1 | 6.647% (BM + 2.5%) | |
| > 300,000,000 | 4.647% (BM + 0.5%) 1,2 | 6.647% (BM + 2.5%) | |
| CAD | 0 ≤ 130,000 | 4.087% (BM + 1.5%) | 5.087% (BM + 2.5%) |
| 130,000 ≤ 1,300,000 | 3.587% (BM + 1%) | 5.087% (BM + 2.5%) | |
| 1,300,000 ≤ 64,000,000 | 3.337% (BM + 0.75%) | 5.087% (BM + 2.5%) | |
| 64,000,000 ≤ 260,000,000 | 3.087% (BM + 0.5%) 1 | 5.087% (BM + 2.5%) | |
| > 260,000,000 | 3.087% (BM + 0.5%) 1,2 | 5.087% (BM + 2.5%) | |
| CHF | 0 ≤ 90,000 | 1.595% (BM + 1.5%) | 2.595% (BM + 2.5%) |
| 90,000 ≤ 900,000 | 1.095% (BM + 1%) | 2.595% (BM + 2.5%) | |
| 900,000 ≤ 46,000,000 | 0.845% (BM + 0.75%) | 2.595% (BM + 2.5%) | |
| 46,000,000 ≤ 180,000,000 | 0.75% (BM + 0.5%) 1 | 2.595% (BM + 2.5%) | |
| > 180,000,000 | 0.75% (BM + 0.5%) 1,2 | 2.595% (BM + 2.5%) | |
| CNH | 0 ≤ 700,000 | 5.499% (BM + 4%) | 6.499% (BM + 5%) |
| 700,000 ≤ 7,000,000 | 4.499% (BM + 3%) | 5.499% (BM + 4%) | |
| 7,000,000 ≤ 350,000,000 | 3.999% (BM + 2.5%) | 4.999% (BM + 3.5%) | |
| > 350,000,000 | 3.499% (BM + 2%) 2 | 4.499% (BM + 3%) | |
| 捷克克朗 | 0 ≤ 400,000,000 | 6.591% (BM + 3%) | 7.591% (BM + 4%) |
| > 400,000,000 | 6.591% (BM + 3%) 2 | 7.591% (BM + 4%) | |
| 丹麦克朗 | 0 ≤ 120,000,000 | 5.274% (BM + 3%) | 6.274% (BM + 4%) |
| > 120,000,000 | 5.274% (BM + 3%) 2 | 6.274% (BM + 4%) | |
| EUR | 0 ≤ 90,000 | 3.929% (BM + 1.5%) | 4.929% (BM + 2.5%) |
| 90,000 ≤ 900,000 | 3.429% (BM + 1%) | 4.929% (BM + 2.5%) | |
| 900,000 ≤ 44,000,000 | 3.179% (BM + 0.75%) | 4.929% (BM + 2.5%) | |
| 44,000,000 ≤ 180,000,000 | 2.929% (BM + 0.5%) 1 | 4.929% (BM + 2.5%) | |
| > 180,000,000 | 2.929% (BM + 0.5%) 1,2 | 4.929% (BM + 2.5%) | |
| GBP | 0 ≤ 80,000 | 5.957% (BM + 1.5%) | 6.957% (BM + 2.5%) |
| 80,000 ≤ 800,000 | 5.457% (BM + 1%) | 6.957% (BM + 2.5%) | |
| 800,000 ≤ 38,000,000 | 5.207% (BM + 0.75%) | 6.957% (BM + 2.5%) | |
| 38,000,000 ≤ 150,000,000 | 4.957% (BM + 0.5%) 1 | 6.957% (BM + 2.5%) | |
| > 150,000,000 | 4.957% (BM + 0.5%) 1,2 | 6.957% (BM + 2.5%) | |
| HKD | 0 ≤ 780,000 | 5.567% (BM + 2.5%) | 6.567% (BM + 3.5%) |
| 780,000 ≤ 7,800,000 | 5.067% (BM + 2%) | 6.567% (BM + 3.5%) | |
| 7,800,000 ≤ 780,000,000 | 4.567% (BM + 1.5%) | 6.567% (BM + 3.5%) | |
| > 780,000,000 | 4.567% (BM + 1.5%) 2 | 6.567% (BM + 3.5%) | |
| 匈牙利福林 | 0 ≤ 4,500,000,000 | 11.185% (BM + 5%) | 12.185% (BM + 6%) |
| > 4,500,000,000 | 11.185% (BM + 5%) 2 | 12.185% (BM + 6%) | |
| 以色列谢克尔 | 0 ≤ 80,000,000 | 8.595% (BM + 5%) | 9.595% (BM + 6%) |
| > 80,000,000 | 8.595% (BM + 5%) 2 | 9.595% (BM + 6%) | |
| INR | 全部 | 9.45% (BM + 3%) | 10.45% (BM + 4%) |
| JPY | 0 ≤ 11,000,000 | 1.817% (BM + 1.5%) | 2.817% (BM + 2.5%) |
| 11,000,000 ≤ 114,000,000 | 1.317% (BM + 1%) | 2.817% (BM + 2.5%) | |
| 114,000,000 ≤ 5,700,000,000 | 1.067% (BM + 0.75%) | 2.817% (BM + 2.5%) | |
| 5,700,000,000 ≤ 23,000,000,000 | 0.817% (BM + 0.5%) 1 | 2.817% (BM + 2.5%) | |
| > 23,000,000,000 | 0.817% (BM + 0.5%) 1,2 | 2.817% (BM + 2.5%) | |
| 韩元 | 0 ≤ 120,000,000 | 4.75% (BM + 2%) | 5.75% (BM + 3%) |
| 120,000,000 ≤ 1,200,000,000 | 4.25% (BM + 1.5%) | 5.75% (BM + 3%) | |
| 1,200,000,000 ≤ 24,000,000,000 | 3.75% (BM + 1%) | 5.75% (BM + 3%) | |
| > 24,000,000,000 | 3.75% (BM + 1%) 2 | 5.75% (BM + 3%) | |
| MXN | 0 ≤ 2,000,000 | 12.592% (BM + 3%) | 13.592% (BM + 4%) |
| 2,000,000 ≤ 20,000,000 | 11.592% (BM + 2%) | 13.592% (BM + 4%) | |
| 20,000,000 ≤ 2,000,000,000 | 11.092% (BM + 1.5%) | 13.592% (BM + 4%) | |
| > 2,000,000,000 | 11.092% (BM + 1.5%) 2 | 13.592% (BM + 4%) | |
| NOK | 0 ≤ 900,000 | 5.772% (BM + 1.5%) | 6.772% (BM + 2.5%) |
| 900,000 ≤ 9,000,000 | 5.272% (BM + 1%) | 6.772% (BM + 2.5%) | |
| 9,000,000 ≤ 450,000,000 | 5.022% (BM + 0.75%) | 6.772% (BM + 2.5%) | |
| 450,000,000 ≤ 1,800,000,000 | 4.772% (BM + 0.5%) 1 | 6.772% (BM + 2.5%) | |
| > 1,800,000,000 | 4.772% (BM + 0.5%) 1, 2 | 6.772% (BM + 2.5%) | |
| 新西兰元 | 0 ≤ 150,000 | 4.909% (BM + 1.5%) | 5.909% (BM + 2.5%) |
| 150,000 ≤ 1,500,000 | 4.409% (BM + 1%) | 5.909% (BM + 2.5%) | |
| 1,500,000 ≤ 150,000,000 | 4.159% (BM + 0.75%) | 5.909% (BM + 2.5%) | |
| > 150,000,000 | 4.159% (BM + 0.75%) 2 | 5.909% (BM + 2.5%) | |
| 波兰兹罗提 | 0 ≤ 70,000,000 | 8.749% (BM + 3%) | 9.749% (BM + 4%) |
| > 70,000,000 | 8.749% (BM + 3%) 2 | 9.749% (BM + 4%) | |
| 卢布* | 0 ≤ 660,000,000 | 26.45% (BM + 5%) | 27.45% (BM + 6%) |
| > 660,000,000 | 26.45% (BM + 5%) 2 | 27.45% (BM + 6%) | |
| 沙特里亚尔 | 0 ≤ 350,000 | 7.528% (BM + 2.5%) | 8.528% (BM + 3.5%) |
| 350,000 ≤ 3,500,000 | 7.028% (BM + 2%) | 8.528% (BM + 3.5%) | |
| 3,500,000 ≤ 350,000,000 | 6.528% (BM + 1.5%) | 8.528% (BM + 3.5%) | |
| > 350,000,000 | 6.528% (BM + 1.5%) 2 | 8.528% (BM + 3.5%) | |
| SEK | 0 ≤ 900,000 | 4.455% (BM + 1.5%) | 5.455% (BM + 2.5%) |
| 900,000 ≤ 9,100,000 | 3.955% (BM + 1%) | 5.455% (BM + 2.5%) | |
| 9,100,000 ≤ 454,000,000 | 3.705% (BM + 0.75%) | 5.455% (BM + 2.5%) | |
| 454,000,000 ≤ 1,820,000,000 | 3.455% (BM + 0.5%) 1 | 5.455% (BM + 2.5%) | |
| > 1,820,000,000 | 3.455% (BM + 0.5%) 1,2 | 5.455% (BM + 2.5%) | |
| SGD | 0 ≤ 140,000 | 4.058% (BM + 1.5%) | 5.058% (BM + 2.5%) |
| 140,000 ≤ 1,400,000 | 3.558% (BM + 1%) | 5.058% (BM + 2.5%) | |
| 1,400,000 ≤ 68,000,000 | 3.308% (BM + 0.75%) | 5.058% (BM + 2.5%) | |
| 68,000,000 ≤ 270,000,000 | 3.058% (BM + 0.5%) 1 | 5.058% (BM + 2.5%) | |
| > 270,000,000 | 3.058% (BM + 0.5%) 1, 2 | 5.058% (BM + 2.5%) | |
| 土耳其里拉 | 0 ≤ 250,000,000 | 134.518% (BM + 5%) | 136.518% (BM + 7%) |
| > 250,000,000 | 135.518% (BM + 6%) 2 | 136.518% (BM + 7%) | |
| 南非兰特 | 0 ≤ 1,500,000 | 8.644% (BM + 1.5%) | 9.644% (BM + 2.5%) |
| 1,500,000 ≤ 15,000,000 | 8.144% (BM + 1%) | 9.644% (BM + 2.5%) | |
| 15,000,000 ≤ 1,500,000,000 | 7.894% (BM + 0.75%) | 9.644% (BM + 2.5%) | |
| > 1,500,000,000 | 7.894% (BM + 0.75%) 2 | 9.644% (BM + 2.5%) |
- 保证金融资最低利率为0.75%。利率可能会发生变化。
- 如果没有预先安排融资，可能会向高出部分收取1%的附加费用。
注：
- 受俄罗斯实施的限制，目前IBKR客户无法在莫斯科证券交易所开仓或平仓。
- 自2022年7月28日起，视开立账户的实体不同，账户中的所有卢布多头或空头余额都将自动兑换为美元或欧元。更多信息，请访问我们的知识库。
披露
- IBKR可自行决定随时对该等利率进行调整。我们会尽最大努力公布现行利率。利率也可能因具体计划或方案不同而有所差异。存在限制。所公布利率适用于IBKR的直接客户。通过其他经纪商介绍的客户支付的保证金贷款利息可能不同，具体取决于客户的介绍经纪商。客户应联系其介绍经纪商了解适用于其账户的利率。